Branco P schreef op 21 september 2022 11:47:
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Wat is dit nu voor voor totale onzin?
Erwin, uit het halfjaarbericht 2022 van ECP:
The first long-term refinancing need will materialise in the second half of 2023 when borrowings mainly
related to properties in Sweden will be up for renewal. We are starting the discussions on the refinancing
of these properties with our partner banks and further updates are expected by the beginning of 2023.
The loan to value ratio on the basis of the proportionally consolidated balance sheet of the Company
as per 30 June 2022 (after deducting purchaser’s costs) decreased to 38.9% compared to 42.3% at 31
December 2021, mainly as a result of the increase in net property values, the sale of Les Grands
Hommes and of the remaining 50% of the residential and office parts of Passage du Havre and to the
release of €21.9 million by Deutsche Hypo NORD/LB related to the transfer of the mortgage on the sold
property Chasse Sud to Shopping Etrembières. The Group covenant loan to value ratio agreed with the
banks is 60%, the usual market practice ratio. The table below shows the methodology adopted by the
Company to calculate the Loan to Value ratio and which has been agreed with all the Company’s
financing banks.
As per 30 June 2022, 84% of our interest expenses are fixed for an average period of almost six years
and the average interest rate as per June 2022 is stable at 2.0%. As a result, the Company’s interest
expenses are expected to remain substantially stable for the coming period. The average committed
unexpired term of its bank loans is almost four years.Verder heeft men hypotheekleningen, lokaal per object, soms meerdere losse leningen op 1 object, maar er zijn meen ik ook wat leningen die enkele objecten als onderpand hebben.